Dental health plan – Greatbenefits4u http://greatbenefits4u.com/ Tue, 31 Aug 2021 21:39:13 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://greatbenefits4u.com/wp-content/uploads/2021/08/icon-22.png Dental health plan – Greatbenefits4u http://greatbenefits4u.com/ 32 32 How to Avoid Mistakes Switching to Medicare from an Exchange Health Plan https://greatbenefits4u.com/how-to-avoid-mistakes-switching-to-medicare-from-an-exchange-health-plan/ https://greatbenefits4u.com/how-to-avoid-mistakes-switching-to-medicare-from-an-exchange-health-plan/#respond Mon, 30 Aug 2021 12:30:01 +0000 https://greatbenefits4u.com/how-to-avoid-mistakes-switching-to-medicare-from-an-exchange-health-plan/ Prostock-Studio | iStock | Getty Images If you get your health insurance on the public market and are nearing age 65, don’t forget about Medicare. The general rule is that you must enroll when you reach that age, unless you have qualifying coverage elsewhere – and plans through exchanges (federal or state) don’t count. “You […]]]>

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If you get your health insurance on the public market and are nearing age 65, don’t forget about Medicare.

The general rule is that you must enroll when you reach that age, unless you have qualifying coverage elsewhere – and plans through exchanges (federal or state) don’t count.

“You have to be prepared to make this change,” said Karen Pollitz, senior member of the Kaiser Family Foundation. “Otherwise you can face [costs] for being late to enroll in Medicare and for being late to exit the market. “

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Of the roughly 12 million people with health insurance coverage in the market, about 3.4 million are aged 55 to 64, meaning some of them are approaching Medicare eligibility. and will need to register.

“If you got a grant on the market plan… Uncle Sam can charge you for all the grant dollars you’ve received since you were 65 and haven’t left that plan,” said Danielle Roberts. , co-founder of the insurance company Boomer Benefits. .

People who are already receiving social security payments, i.e. started receiving these benefits before full retirement age as defined by the government, will usually be automatically enrolled in Medicare, but will still have to cancel their coverage through the market, Pollitz said.

Your initial Medicare enrollment period begins three months before the month you turn 65 and ends three months after (seven months in total).

While most people pay no premium for Part A (hospital coverage), Part B (outpatient care) does not. For 2021, that standard amount is $ 148.50 per month, although high earners pay more.

In addition to Parts A and B, also known as Original Medicare, there is Part D, which covers prescription drugs. It also comes with an additional monthly fee for beneficiaries with higher incomes (see charts).

Some people choose to stick with basic health insurance and combine it with a stand-alone Part D plan and, perhaps, a Medicare supplement plan (aka “Medigap”) . Others choose an Advantage plan (Part C), which includes your Part A and B benefits, and usually Part D, plus a few extras like limited dental and vision benefits.

Late registration penalties are associated with some aspects of Medicare.

For Part B, if you don’t register when you are supposed to, you could face a penalty of a 10% top Party B base monthly premium for each 12-month period you should have been registered but were not. And these penalties are usually for life.

You can face [costs] for delaying enrollment in Medicare and leaving the market late.

Karen pollitz

Senior Fellow with the Kaiser Family Foundation

Although Part D is optional, you may face a penalty if you decide you want coverage after not registering when you were first eligible. This late enrollment fee is 1% of the monthly National Base Premium ($ 33.06 in 2021) for each full month you should have been covered but didn’t. Like the Part B penalty, this amount usually lasts as long as you are covered by pharmacare.

Whether you will pay more or less than your current market plan depends on factors including how much financial assistance you have received.

For 2021 and 2022, the grants available in the market are extensive, which means that many more people are eligible for assistance than before they would not have. Some pay little or nothing for premiums and may get help with cost sharing, such as deductibles or co-payments. Of course, if your income is low enough, you may be eligible for reimbursable expense assistance programs under Medicare.

Plus, your Medicare coverage choices also determine what you pay for. Medigap plans come with a monthly premium that can range from under $ 100 to around $ 400, depending at least in part on the specifics of the plan. These policies also typically cover much of the cost-sharing encountered in Medicare Parts A and B, including copayments or coinsurance.

Advantage plans may or may not have a premium on top of what you pay for Part B. However, research Pollitz’s organization shows that half of all Medicare Advantage registrants would incur higher costs for a five-day hospital stay than original Medicare beneficiaries because of the different cost structures. For a 10-day stay, 72% of Advantage registrants would pay more.

“When you’re healthy, Advantage plans are cheaper than original Medicare, but if you get really sick that could change,” Pollitz said.

To compare your drug insurance options or Advantage plans, you can visit the health insurance plan search engine.


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Department of Health and Partners Release 10-Year Oral Health Plan for State | New https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new/ https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new/#respond Wed, 25 Aug 2021 13:24:00 +0000 https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new/

Over 200 community stakeholders and dental providers have come together to create the State Oral Health Plan 2020-2030 which outlines a roadmap for preventing dental disease, facilitating access to oral health care -dental in Minnesota, improve data infrastructure and integrate dental care with medical care. care.

The plan is the result of an extensive community engagement process involving the Minnesota Department of Health, the Minnesota Dental Services Advisory Committee, and the Minnesota Oral Health Coalition. Community members and partners stressed that oral health care in Minnesota needs to shift to a more upstream approach of not only treating dental disease, but preventing it.

The plan calls on the state to focus on oral disease and oral health needs at different stages of life. This includes the role played by social and community factors in dental health, including health literacy, health equity, cultural practices and behaviors related to oral disease and its progression.

“We have a strong system of dedicated dental public health partners who provide oral health care to Minnesota residents of all walks of life,” said Mary Manning, deputy commissioner for the Minnesota Department of Health. “Yet many health disparities exist, and the subsequent hardships of the COVID-19 pandemic have only amplified the needs. This plan is a clear roadmap for improving oral health in Minnesota. “

Nationally, marginalized communities, such as low-income children and adults, people of color and Native Americans, and people with disabilities are more likely to suffer from dental disease. In Minnesota, it’s the same. Some facts reported by the Minnesota Oral Health Program Data Portal are as follows:

  • More than half of counties in Minnesota do not have adequate dental care providers.
  • Students living in rural communities have more tooth decay than students in urban areas.
  • Adults from low-income households are less likely to report having seen a dentist.
  • About 40% of adults aged 65 and over living in long-term care facilities had untreated tooth decay, according to 2016 data.
  • Latinx adults were 1.4 times less likely to have visited a dentist or dental clinic in the past year compared to non-Hispanic white adults, according to 2016 data.

“We look forward to the plan serving as a tool for better access and healthier mouths for all Minnesotans,” said Nancy Franke Wilson, executive director of the Minnesota Oral Health Coalition.

The MDH Oral Health Program will act as the backbone organization responsible for coordinating the implementation, continuous improvement and evaluation of the plan. MDH’s next action steps will focus on working with partners and experts to publicize the plan, develop focused work plans, and create a shared dental health measurement system to track success. MDH will also focus on building a group of professionals dedicated to rural oral health, while also reaching out to rural health advocates.

For more information about the MDH Oral Health Program or the State of Minnesota Oral Health Plan, visit About the State of Minnesota Oral Health Program.


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Department of Health and Partners Release 10-Year Oral Health Plan for State | New https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new-2/ https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new-2/#respond Wed, 25 Aug 2021 13:24:00 +0000 https://greatbenefits4u.com/department-of-health-and-partners-release-10-year-oral-health-plan-for-state-new-2/ Over 200 community stakeholders and dental providers have come together to create the State Oral Health Plan 2020-2030 which outlines a roadmap for preventing dental disease, facilitating access to oral health care -dental in Minnesota, improve data infrastructure and integrate dental care with medical care. care. The plan is the result of an extensive community […]]]>

Over 200 community stakeholders and dental providers have come together to create the State Oral Health Plan 2020-2030 which outlines a roadmap for preventing dental disease, facilitating access to oral health care -dental in Minnesota, improve data infrastructure and integrate dental care with medical care. care.

The plan is the result of an extensive community engagement process involving the Minnesota Department of Health, the Minnesota Dental Services Advisory Committee, and the Minnesota Oral Health Coalition. Community members and partners stressed that oral health care in Minnesota needs to shift to a more upstream approach of not only treating dental disease, but preventing it.

The plan calls on the state to focus on oral disease and oral health needs at different stages of life. This includes the role played by social and community factors in dental health, including health literacy, health equity, cultural practices and behaviors related to oral disease and its progression.

“We have a strong system of dedicated dental public health partners who provide oral health care to Minnesota residents of all walks of life,” said Mary Manning, deputy commissioner for the Minnesota Department of Health. “Yet many health disparities exist, and the subsequent hardships of the COVID-19 pandemic have only amplified the needs. This plan is a clear roadmap for improving oral health in Minnesota. “

Nationally, marginalized communities, such as low-income children and adults, people of color and Native Americans, and people with disabilities are more likely to suffer from dental disease. In Minnesota, it’s the same. Some facts reported by the Minnesota Oral Health Program Data Portal are as follows:

  • More than half of counties in Minnesota do not have adequate dental care providers.
  • Students living in rural communities have more tooth decay than students in urban areas.
  • Adults from low-income households are less likely to report having seen a dentist.
  • About 40% of adults aged 65 and over living in long-term care facilities had untreated tooth decay, according to 2016 data.
  • Latinx adults were 1.4 times less likely to have visited a dentist or dental clinic in the past year compared to non-Hispanic white adults, according to 2016 data.

“We look forward to the plan serving as a tool for better access and healthier mouths for all Minnesotans,” said Nancy Franke Wilson, executive director of the Minnesota Oral Health Coalition.

The MDH Oral Health Program will act as the backbone organization responsible for coordinating the implementation, continuous improvement and evaluation of the plan. MDH’s next action steps will focus on working with partners and experts to publicize the plan, develop focused work plans, and create a shared dental health measurement system to track success. MDH will also focus on building a group of professionals dedicated to rural oral health, while also reaching out to rural health advocates.

For more information about the MDH Oral Health Program or the State of Minnesota Oral Health Plan, visit About the State of Minnesota Oral Health Program.


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G&A Partners now offers Cigna Master Health Plan to clients in Tennessee https://greatbenefits4u.com/ga-partners-now-offers-cigna-master-health-plan-to-clients-in-tennessee/ https://greatbenefits4u.com/ga-partners-now-offers-cigna-master-health-plan-to-clients-in-tennessee/#respond Thu, 19 Aug 2021 12:00:00 +0000 https://greatbenefits4u.com/ga-partners-now-offers-cigna-master-health-plan-to-clients-in-tennessee/ NASHVILLE, Tennessee – (COMMERCIAL THREAD) –G&A Partners, a professional employers’ organization (PEO) and leading human resources outsourcing (HRO) provider, today announced that it will offer Tennessee PEO clients a Cigna General Health Plan. The G&A-sponsored plan includes 14 health plan options, including traditional Preferred Provider Organization (PPO) plans, three High Deductible Health Plans (HDHP), and […]]]>

NASHVILLE, Tennessee – (COMMERCIAL THREAD) –G&A Partners, a professional employers’ organization (PEO) and leading human resources outsourcing (HRO) provider, today announced that it will offer Tennessee PEO clients a Cigna General Health Plan.

The G&A-sponsored plan includes 14 health plan options, including traditional Preferred Provider Organization (PPO) plans, three High Deductible Health Plans (HDHP), and three Local Plus Affordable Network plans. Eligible employers with two or more participating employees can now offer their teams between three and five Cigna plan options at competitive composite rates.

Those who opt for Cigna’s Open Access Plus network will be able to access more than one million doctors and use their insurance in 6,300 hospitals across the country. Employees who opt for the Local Plus plan will have access to more than 350,000 supplier partners and 1,300 hospitals nationwide without the need for a designated primary care physician or referral.

“Our employees at Tennessee job sites will now have a greater choice of affordable and accessible options for their health care plan and their providers, which will be a boon to the local economy,” said Aubrey Livingston, Regional Manager sales for G&A Partners in Nashville, Tennessee. “Healthy employees make healthy businesses, and when you make it easier for people to find and pay for the health care they need, the communities in which you operate will thrive, too. ”

All Cigna plans offered by G&A Partners include “One Guide”, a service that helps members choose the most effective care environments, physicians and providers, as well as health improvement programs for their clients. unique needs. This service, along with access to Cigna’s customer support and virtual care services, is available 24/7.

Livingston said G&A Partners Life and Health Brokers can also access and offer PEO’s Cigna Master Health Plan to their clients when they choose G&A PEO services.

“Now more than ever, people are looking for affordable, quality health insurance options that will provide them with the full range of health and wellness services,” said Grace Jaén, vice president of health and wellness. well-being at G&A Partners. “We are delighted to be able to offer this exceptional health plan from Cigna to our customers and their site workers in Tennessee. Our human resources, benefits and payroll administration services, combined with our benefits procurement service, are designed to help businesses grow and prosper no matter what happens in the economy. .

About G&A Partners

G&A Partners, one of the country’s leading professional employers’ organizations (PEOs), has been helping entrepreneurs grow their businesses for over 25 years. By providing world-class services with trusted experts in HR management, pay, and advantages, customers now have the time and freedom they need to focus on what matters most: their people, their products and services, and their customers.

Based in Houston, G&A Partners has desks throughout Texas, as well as Arizona, California, Colorado, Illinois, Minnesota, Nevada, Tennessee, Utah, Wisconsin and Latin America.

About Cigna

Cigna Corporation is a global health services company dedicated to improving the health, wellness and peace of mind of those we serve. Cigna provides choice, predictability, affordability and access to quality care through integrated capabilities and connected and personalized solutions that advance the health of the whole person.

All products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company, Evernorth companies or their affiliates and Express Scripts or their companies. affiliates. These products and services include an integrated suite of health services, such as medical, dental, behavioral, pharmaceutical, visual, complementary and other related products.

Cigna maintains sales capacity in over 30 countries and jurisdictions and has over 190 million customer relationships worldwide. To learn more about Cigna®, including links to follow us on Facebook or Twitter, visit www.cigna.com.


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